How to Get Free Virtual Credit Card and Debit Card

Virtual Card, also known as Electronic Card or e-Card, is a limit Debit Card created for e-commerce transactions. It provides an easy and secure way of transacting online without providing the Primary Card/Account information to the merchant.

When you make a purchase from a big online marketplace like Amazon, you can feel pretty confident that the company isn’t going to abuse your card number. But when a merchant is very new or has a tiny online presence, that purchase might come with a certain risk. The merchant every detail of your card. He has your billing address as well as your card number, expiration date, and security code. That’s everything an unscrupulous merchant needs to charge a huge bill on your card.

Hence, you need to be protected while you shop online. And thats why you might consider getting a Virtual credit card or virtual debit card. By paying with a virtual credit card number, you can shop safely even when the merchant is a bit iffy.

virtual credit card number is a randomly-generated card number associated with your actual credit card. Depending on the issuer, you may be able to set a maximum charge for the virtual number, further protecting your transaction. And typically you can set it to expire in anywhere up to a year from its creation date.

One thing you should know is… If your credit card number gets compromised, you could find a big surprise on your next bill. But by paying with a virtual credit card, you vastly reduce the possibility of bogus charges. So let’s proceed on how to get a virtual debit card or virtual credit card.

The key features of most Virtual Cards are as follows:


  • It reduces the risk of exposing the underlying Credit/Debit limit as the Primary Card / Account details are not communicated to the Merchant.
  • Card is valid up to maximum of 48 hours or till the transaction is complete, whichever is earlier.
  • Card creation and online transaction are authorized only after successful validation of One Time Password (OTP) sent to your Mobile during the process.

Highly Flexible

  • It enables Bank customers to pay from any of their Internet Banking enabled accounts, having transaction rights.
  • Card can be created for any amount.
  • Card can be used at any online merchant site that accepts Debit/Credit Cards.

Easy to Use

No separate setup/installation or registration is required, any customer having internet banking facility with transaction rights can create Virtual Card.

Zero Loss

No loss of interest as the Card is generated by marking a lieu on the underlying account and the amount is debited only when actual transaction using the Virtual Card is completed, successfully.

Here’s how to get a Free Virtual Credit Card

1.Open and register new account at

2.Get your free virtual mobile phone number with verification at Keep in mind that you still need to remember the login details. (just randomly write it down in a notepad)

3.Fill up the details on both website and wait for the verification process.

4.Upon successful registration, you should be on your “My Wallet” page and you are almost done getting a free working virtual debit car.

5.Click on the middle button on the top right corner > Issue a Virtual Card > Get a card

6.Scroll down to Owner’s Name and click Yandex Passport.

7.Fill up the details (AGAIN).

8.Voila! there you go.! Your virtual credit card is set and ready to use.

Are There Any Downsides to Virtual Credit Cards?

The biggest negative for virtual credit card numbers is that they only work online. You can’t use a virtual credit card in a situation where you’d swipe a physical card.

Also, returns can be problematic if the virtual card you used has expired; you might have to take store credit. And, of course, a crooked merchant can take your payment without shipping your purchase.

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